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Monthly Archives :

August 2019

Why Use a Local Mortgage Lender?
 Why Use a Local Mortgage Lender? 1024 536 Vellum Mortgage
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Real estate agents who would represent you as a buyer do care which lender you use. They’ll often suggest that you use a local lender who’s experienced with your area’s nuances, such as local taxation rules, settlement procedures and appraisal methodologies. These areas are all…

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3 Keys to Buying a Home
 3 Keys to Buying a Home 1024 536 Vellum Mortgage
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Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer. An FHA loan allows a lower credit score, sometimes as…

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Thinking About Buying a Home?
 Thinking About Buying a Home? 1024 536 Vellum Mortgage
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One of the first steps in the homebuying process is fully understanding your finances. Here is a checklist to help you prepare. Avoid making changes to your financial story that could hurt you ability to qualify for your home loan. Do Make and stick to…

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Understanding Your Finances
 Understanding Your Finances 1024 536 Vellum Mortgage
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  One of the first steps in the homebuying process is fully understanding your finances. It’s important and necessary to help you determine how much you can afford. Start by asking yourself the following questions and gather all your supporting documentation: What is your annual…

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