Meet The Patrick Gardner Team

Meet The Patrick Gardner Team

Patrick Gardner

Principal
NMLS ID #: 186839

M: (571) 233-5230
O: (571) 830-2850
Libbey Boyd

Libbey Boyd

Loan Manager
NMLS ID #: 1760569

M: (703) 969-0953
O: (571) 830-2851
headshot_pgardner_updated

Patrick Gardner

Principal
NMLS ID #: 186839

M: (571) 233-5230
O: (571) 830-2850
Libbey Boyd

Libbey Boyd

Loan Manager
NMLS ID #: 1760569

M: (703) 969-0953
O: (571) 830-2851

The Patrick Gardner Team’s mission is to provide unparalleled transparency in the loan process, backed by a lasting commitment to quality and integrity as indicated by the principles of the name Vellum is founded on. With significant experience in the many facets of mortgage lending, their clients range from first-time homebuyers to higher-end purchasers, as well as new construction and rehab projects. Patrick has been a successful loan officer for almost 30 years in Washington DC Metro area, helping to arrange more than $1 billion in mortgages during his career.

The Patrick Gardner Team has partnered with top local real estate agents, financial planners, builders and other real estate and financial service professionals to provide you with the best mortgage experience customized for your personal financial story. The Patrick Gardner Team is redefining and elevating your experience, making it easier and more enjoyable.

Patrick has a BA from James Madison University and an MBA from University of Maryland, Robert H Smith School of Business.

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