Monthly Archives :

October 2019

3 Keys to Buying a Home
3 Keys to Buying a Home 1024 536 patrickgardner

  Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer. An FHA loan allows a lower credit score, sometimes…

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Pre-Qualification vs. Pre-approval
Pre-Qualification vs. Pre-approval 1024 536 patrickgardner

  Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply an estimate of how much home you can afford…

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101% Financing, No Mortgage Insurance
101% Financing, No Mortgage Insurance 1024 536 patrickgardner

101% Yours. Owning a home is the American Dream! Whether you are a first-time buyer or moving up, we’ve made it easier than ever to get into a new home…even helping with closing costs. We are able to finance 101% of your sales price, meaning…

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