Purchasing a Home

So you’ve decided it’s time to purchase a home – how exciting! Whether you’re purchasing your first home or you’ve had some experience with this before, the purchase of a home can be a little daunting. Lucky for you Vellum Mortgage has taken the extra steps to make this process a lot easier. Thanks to Vellum’s redesigned home loan process and our ElevateTM Loan Dashboard the entire journey from application to closing is super easy, and fast.

Because purchasing a home is such an important transaction, we not only have unparalleled technology to assist with the process but, amazing loan officers who will be by your side the entire time. They will work with you to provide you with the right loan for your financial story, lifestyle and goals. And of course, they’ll be available to answer any questions you may have along the way.

We've Redefined & Elevated the Home Loan Experience

We’re so glad you chose to work with us. Here’s a glimpse at our process and how we work to understand your story.

1. Apply

Use the ElevateTM Loan Dashboard from your mobile or desktop and enter the information we need to know about your financial story.

2. Verification

After you apply we begin verifying your information. From here you can easily upload any additional documents, sign Disclosures and E-Consent.

3. Approval

We’re getting closer! During this stage, every item in your application is carefully reviewed ensuring it meets all requirements.

4. Closing

Congratulations on being approved! Review your closing documents carefully. And most of all, enjoy the celebration!

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A Pre-Approval Should Be Your First Step

Many potential homebuyers underestimate their purchasing power and overestimate the down payment and credit scores needed to qualify for a mortgage today. Completing a quick and easy pre-approval is the first step in determining all mortgage options available.

Let’s Get Your Home Buying Experience Started.

You’re so close to being a homeowner. Let’s do this!