Libbey Boyd at Vellum Mortgage
One simple place to start for all your home financing needs. Purchase or Refinance.
Loan Officer
Libbey’s mission is to provide unparalleled transparency in the loan process, backed by a lasting commitment to quality and integrity as indicated by the principles of the name Vellum is founded on. Having worked as a Loan Manager and Loan Officer in the Washington, DC Metro Area for the past 5 years, gives Libbey the familiarity to ensure everyone she serves is provided the knowledge and resources to achieve their financial goals.
Partnering with top local real estate agents, financial planners, accounts and other real estate and financial service professionals provides you with the best mortgage experience customized for your personal financial story. We’re redefining and elevating your experience, making it easier and more enjoyable.
Libbey went to JMU and has a BA Political Science.
You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!
Whoo hoo! Starting to think about owning a home (or refinancing) is a big step. We’re so glad you chose to work with us. Here is a quick glimpse of our unique process!
The FHA Streamline Refinance program is a special refinance program for people who have a Federal Housing Administration (FHA) loan. It is the simplest and easiest way to refinance an FHA loan. Unlike a traditional…
Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…
Thirty years can sound like a lifetime when you’re talking about getting a 30–year fixed–rate mortgage. There are so many uncertainties in life and who knows where you’ll be in 30 years. Will you switch…
New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…
When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…
A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…
Many potential homebuyers underestimate their purchasing power and overestimate the down payment and credit scores needed to qualify for a mortgage today. Completing a quick and easy pre-approval is the first step in determining all…
Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer.…
Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply…
PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…
You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!
Loan Officer
NMLS ID #: 1760569
Loan Officer
NMLS ID #: 1760569
