Kevin Finnegan at Vellum Mortgage
One simple place to start for all your home financing needs. Purchase or Refinance.
You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!
Whoo hoo! Starting to think about owning a home (or refinancing) is a big step. We’re so glad you chose to work with us. Here is a quick glimpse of our process!
The VA loan is arguably one of the best incentives tied to military service. Despite being an incredible home-purchasing tool, many of those eligible to utilize it are not aware of all of its benefits…
The stress of a looming mortgage payment can feel crushing when finances take a downturn. In response, many homeowners begin searching for relief options until they can get back on their feet. Forbearance is a…
Nothing affects a home’s affordability more than interest rates. After all, we live with the monthly payment, not the amount of the loan. The higher your mortgage rate is, the higher your monthly payments are…
Do you need a mortgage pre-approval letter to make an offer on a house? You know you need to get your ducks in a row before looking at homes, but does that include securing a…
The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep…
When you take out a mortgage to buy a home, you pay interest over the years. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors…
If you’re ready to sell your house, then it’s time to get to work! Putting your house on the market takes a lot more than just sticking a “For Sale” sign in the front yard…
Owning a home will often be the most expensive and important purchase you will make in your life. To encourage home ownership, the IRS has provided several tax breaks for owning a home. Deductions lower…
When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your interest rate and possibly the loan terms. It’s a good…
A 2017 Zillow survey of 10,000 American adults found that two-in-three people who were then renting identified saving for a down payment as their biggest obstacle to homeownership. If you want to become a homeowner,…
You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!
Senior Loan Officer
NMLS ID #: 482301
Senior Loan Officer
NMLS ID #: 482301