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Private Mortgage Insurance
Private Mortgage Insurance 1024 778 jeremykingsbury

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends 1024 684 jeremykingsbury

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes. According to an online survey conducted by Harris Poll, only wanting a bigger home…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 576 jeremykingsbury

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

Why Use a Local Mortgage Lender?
Why Use a Local Mortgage Lender? 1024 667 jeremykingsbury

Real estate agents who would represent you as a buyer do care which lender you use. They’ll often suggest that you use a local lender who’s experienced with your area’s nuances, such as local taxation…

Should You Refinance to a Shorter-Term Loan?
Should You Refinance to a Shorter-Term Loan? 1024 683 jeremykingsbury

New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…

Things to Remember
Things to Remember 1024 683 jeremykingsbury

The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep track…

Moving Checklist & Planner
Moving Checklist & Planner 1024 555 jeremykingsbury

Let’s face it, moving is stressful. Moving all your belongings from one place to another is hard, and so is relocating your life in general. But, let’s not forget that moving to a new place…

What’s the Point?
What’s the Point? 628 419 jeremykingsbury

Your financial house is in order and you’re ready to make your dream of homeownership a reality. Now it’s time to get a mortgage. So what are these so called “points” and is there a…

Responsiveness is an Absolute Value
Responsiveness is an Absolute Value 1024 683 jeremykingsbury

What does it mean to be responsive? First, it doesn’t mean fast. Responsiveness in selling is composed of two inseparable elements: value and speed. They both need to be present to be responsive. Take away…

Not Ready to Buy a Home? You Should Still Talk to a Lender.
Not Ready to Buy a Home? You Should Still Talk to a Lender. 1024 683 jeremykingsbury

If you’re a first-time home buyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the circumstances,…

Appraisal Methods
Appraisal Methods 689 460 jeremykingsbury

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…

Deciding Whether to Refinance
Deciding Whether to Refinance 1024 683 jeremykingsbury

During the term of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Refinancing will completely replace your current mortgage with a new loan that provides you with…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jeremy Kingsbury

Loan Officer
NMLS ID #: 1514934

M: (301) 509-1108
O: (202) 540-9999 Ext 106

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jeremy Kingsbury

Loan Officer
NMLS ID #: 1514934

M: (301) 509-1108
O: (202) 540-9999 Ext 106

5860 Trinity Parkway, Suite 110
Centreville, VA 20120