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Deciding Whether to Refinance
Deciding Whether to Refinance 1024 683 jeremykingsbury

During the term of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Refinancing will completely replace your current mortgage with a new loan that provides you with…

Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends 1024 684 jeremykingsbury

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes. According to an online survey conducted by Harris Poll, only wanting a bigger home…

Understanding Your Finances
Understanding Your Finances 628 419 jeremykingsbury

One of the first steps in the homebuying process is fully understanding your finances. It’s important and necessary to help you determine how much you can afford. Start by asking yourself the following questions and…

Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 jeremykingsbury

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home,…

Paying Extra Toward Mortgage Principal Pays Off
Paying Extra Toward Mortgage Principal Pays Off 1024 536 jeremykingsbury

Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…

Appraisal Methods
Appraisal Methods 689 460 jeremykingsbury

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…

Pen Pals with Your Mortgage Lender?
Pen Pals with Your Mortgage Lender? 628 419 jeremykingsbury

According to a piece in the Wall Street Journal, it is a common practice for underwriters to reach out to borrowers asking for letters of explanation sometimes referred to as “comfort letters” to firm up…

Should You Refinance to a Shorter-Term Loan?
Should You Refinance to a Shorter-Term Loan? 1024 683 jeremykingsbury

New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 576 jeremykingsbury

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

Private Mortgage Insurance
Private Mortgage Insurance 1024 778 jeremykingsbury

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

Residential Mortgage Loan Underwriter
Residential Mortgage Loan Underwriter 628 419 jeremykingsbury

Job Summary: The Underwriter is responsible for mortgage loans originated by correspondents according to guidelines set by Vellum Mortgage, FNMA, FHLMC, FHA, and VA, for underwriting loans and ensuring compliance with department guidelines, state and…

Personal Branding 101
Personal Branding 101 1024 683 jeremykingsbury

Developing a personal brand is similar to product branding. The overall goal with branding is to differentiate yourself (the product) in the market so you can attain your objectives, be those landing your dream job…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jeremy Kingsbury

Loan Officer
NMLS ID #: 1514934

M: (301) 509-1108
O: (202) 540-9999 Ext 106

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jeremy Kingsbury

Loan Officer
NMLS ID #: 1514934

M: (301) 509-1108
O: (202) 540-9999 Ext 106

5860 Trinity Parkway, Suite 110
Centreville, VA 20120