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Things to Remember
Things to Remember 1024 683 jeremykingsbury

The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep track…

Pen Pals with Your Mortgage Lender?
Pen Pals with Your Mortgage Lender? 628 419 jeremykingsbury

According to a piece in the Wall Street Journal, it is a common practice for underwriters to reach out to borrowers asking for letters of explanation sometimes referred to as “comfort letters” to firm up…

30 Years of Certainty
30 Years of Certainty 1024 536 jeremykingsbury

Thirty years can sound like a lifetime when you’re talking about getting a 30–year fixed–rate mortgage. There are so many uncertainties in life and who knows where you’ll be in 30 years. Will you switch…

Understanding Your Finances
Understanding Your Finances 628 419 jeremykingsbury

One of the first steps in the homebuying process is fully understanding your finances. It’s important and necessary to help you determine how much you can afford. Start by asking yourself the following questions and…

Paying Extra Toward Mortgage Principal Pays Off
Paying Extra Toward Mortgage Principal Pays Off 1024 536 jeremykingsbury

Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…

Residential Mortgage Loan Underwriter
Residential Mortgage Loan Underwriter 628 419 jeremykingsbury

Job Summary: The Underwriter is responsible for mortgage loans originated by correspondents according to guidelines set by Vellum Mortgage, FNMA, FHLMC, FHA, and VA, for underwriting loans and ensuring compliance with department guidelines, state and…

Responsiveness is an Absolute Value
Responsiveness is an Absolute Value 1024 683 jeremykingsbury

What does it mean to be responsive? First, it doesn’t mean fast. Responsiveness in selling is composed of two inseparable elements: value and speed. They both need to be present to be responsive. Take away…

Congratulations Patrick Gardner!
Congratulations Patrick Gardner! 810 450 jeremykingsbury

Congratulations to our very own Patrick Gardner! Last night he was officially inducted as a Residential Board Member of the Mortgage Bankers Association (MBA) of Metropolitan Washington! About the MBA/WM The Mortgage Bankers Association of…

Private Mortgage Insurance
Private Mortgage Insurance 1024 778 jeremykingsbury

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

Deciding Whether to Refinance
Deciding Whether to Refinance 1024 683 jeremykingsbury

During the term of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Refinancing will completely replace your current mortgage with a new loan that provides you with…

Exact Words To Use On Social Media To Get More Engagement
Exact Words To Use On Social Media To Get More Engagement 1024 684 jeremykingsbury

How you phrase your calls to action on social media can be the difference between just racking up impressions online and actually generating sales. Customers love to learn Research shows that people love to learn.…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 576 jeremykingsbury

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jeremy Kingsbury

Loan Officer
NMLS ID #: 1514934

M: (301) 509-1108
O: (202) 540-9999 Ext 106

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jeremy Kingsbury

Loan Officer
NMLS ID #: 1514934

M: (301) 509-1108
O: (202) 540-9999 Ext 106

5860 Trinity Parkway, Suite 110
Centreville, VA 20120