Knowledge Base

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What’s the Point?
What’s the Point? 628 419 jaycurley

Your financial house is in order and you’re ready to make your dream of homeownership a reality. Now it’s time to get a mortgage. So what are these so called “points” and is there a…

Private Mortgage Insurance
Private Mortgage Insurance 1024 778 jaycurley

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

5 Tips to Find More Clients
5 Tips to Find More Clients 1024 683 jaycurley

Expand Your Contact Database Many loan officers and real estate agents always seem to struggle with finding the time and money to market effectively. Expanding a contact database beyond friends, family and close business acquaintances…

7 Reasons You Need a Real Estate Agent
7 Reasons You Need a Real Estate Agent 1024 710 jaycurley

The road to homeownership can be bumpy, and it’s often filled with unexpected turns and detours. That’s why it makes sense to have a real estate pro help guide the way. While real estate websites…

FHA Streamline Refinance
FHA Streamline Refinance 1024 536 jaycurley

The FHA Streamline Refinance program is a special refinance program for people who have a Federal Housing Administration (FHA) loan. It is the simplest and easiest way to refinance an FHA loan. Unlike a traditional…

Getting Pre-Approved Should Be Your First Step
Getting Pre-Approved Should Be Your First Step 1024 536 jaycurley

Many potential homebuyers underestimate their purchasing power and overestimate the down payment and credit scores needed to qualify for a mortgage today. Completing a quick and easy pre-approval is the first step in determining all…

Should You Refinance to a Shorter-Term Loan?
Should You Refinance to a Shorter-Term Loan? 1024 683 jaycurley

New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…

3 Keys to Buying a Home
3 Keys to Buying a Home 1024 683 jaycurley

Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer.…

Deciding Whether to Refinance
Deciding Whether to Refinance 1024 683 jaycurley

During the term of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Refinancing will completely replace your current mortgage with a new loan that provides you with…

Appraisal Methods
Appraisal Methods 689 460 jaycurley

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…

Responsiveness is an Absolute Value
Responsiveness is an Absolute Value 1024 683 jaycurley

What does it mean to be responsive? First, it doesn’t mean fast. Responsiveness in selling is composed of two inseparable elements: value and speed. They both need to be present to be responsive. Take away…

30 Years of Certainty
30 Years of Certainty 1024 536 jaycurley

Thirty years can sound like a lifetime when you’re talking about getting a 30–year fixed–rate mortgage. There are so many uncertainties in life and who knows where you’ll be in 30 years. Will you switch…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jay Curley

Principal
NMLS ID #: 187927

M: (571) 233-6078
O: (571) 830-2810

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jay Curley

Principal
NMLS ID #: 187927

M: (571) 233-6078
O: (571) 830-2810

5860 Trinity Parkway, Suite 110
Centreville, VA 20120