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Responsiveness is an Absolute Value
Responsiveness is an Absolute Value 1024 683 jaycurley

What does it mean to be responsive? First, it doesn’t mean fast. Responsiveness in selling is composed of two inseparable elements: value and speed. They both need to be present to be responsive. Take away…

Loan Officers Are Still Necessary, Just Ask a Millennial
Loan Officers Are Still Necessary, Just Ask a Millennial 1024 683 jaycurley

When it comes to mortgage lending from the consumer’s perspective, it’s not often as simple as it seems. To the consumer with several existing loans, several sources of income and a less-than-perfect credit report, the…

Before You Make An Offer, Here Are 4 Tips For Success!
Before You Make An Offer, Here Are 4 Tips For Success! 1024 683 jaycurley

With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can AffordWhile it’s not nearly as fun as house hunting, fully understanding your finances is…

Congratulations Patrick Gardner!
Congratulations Patrick Gardner! 810 450 jaycurley

Congratulations to our very own Patrick Gardner! Last night he was officially inducted as a Residential Board Member of the Mortgage Bankers Association (MBA) of Metropolitan Washington! About the MBA/WM The Mortgage Bankers Association of…

Residential Mortgage Loan Underwriter
Residential Mortgage Loan Underwriter 628 419 jaycurley

Job Summary: The Underwriter is responsible for mortgage loans originated by correspondents according to guidelines set by Vellum Mortgage, FNMA, FHLMC, FHA, and VA, for underwriting loans and ensuring compliance with department guidelines, state and…

Personal Branding 101
Personal Branding 101 1024 683 jaycurley

Developing a personal brand is similar to product branding. The overall goal with branding is to differentiate yourself (the product) in the market so you can attain your objectives, be those landing your dream job…

Pre-Qualification vs. Pre-approval
Pre-Qualification vs. Pre-approval 1024 684 jaycurley

Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply…

4 Ways to Earn More Client Referrals
4 Ways to Earn More Client Referrals 1024 683 jaycurley

What’s the first thing you do when you get a referral from a customer? Chances are, you’re so excited as you build your business that you fire off an email to the new lead hoping…

Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends 1024 684 jaycurley

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes. According to an online survey conducted by Harris Poll, only wanting a bigger home…

Thinking About Buying a Home?
Thinking About Buying a Home? 628 419 jaycurley

One of the first steps in the homebuying process is fully understanding your finances. Here is a checklist to help you prepare. Avoid making changes to your financial story that could hurt you ability to…

Understanding Your Finances
Understanding Your Finances 628 419 jaycurley

One of the first steps in the homebuying process is fully understanding your finances. It’s important and necessary to help you determine how much you can afford.  Start by asking yourself the following questions and…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 576 jaycurley

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your¬†financial goals.

Have Questions or Want to Discuss Your Options?

Jay Curley

Principal
NMLS ID #: 187927

M: (571) 233-6078
O: (571) 830-2810

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jay Curley

Principal
NMLS ID #: 187927

M: (571) 233-6078
O: (571) 830-2810

5860 Trinity Parkway, Suite 110
Centreville, VA 20120