Close
Enter your
text here

Let’s Get Started Financing Your Home

One simple place to start for all your home financing needs. Purchase or Refinance.

Start Application

Meet The Jay Curley Team

My goal is to redefine the mortgage process by focusing on quality, integrity and transparency.

Contact Me

My team and I are here to answer any of your questions or help point you in the right direction.

Knowledge Base

Articles and educational content. Everything you need in one place to help guide you on your home buying journey.

ElevateTM Loan Dashboard

ElevateTM Loan Dashboard was created to provide you with a beautifully simple process and experience from application to closing.

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Start Application
logo_elevate

We’ve Redefined & Elevated the Home Loan Experience

ElevateTM was created to seamlessly power the process from application to closing. Elevate’sTM powerful and intuitive Loan Dashboard allows for the process to be more transparent, streamlined and easier to navigate than ever – providing you with a beautifully simple process.

1. Apply

Use ElevateTM from your mobile or desktop and enter the information we need to know about your financial story.

2. Verification

After you apply we begin verifying your information. From here you can follow the progress of your loan from the ElevateTM Loan Dashboard.

3. Approval

We’re getting closer! During this stage, all documents are reviewed and we are able to make a final decision on the loan application.

4. Closing

Congratulations on being approved! Review your closing documents carefully. And most of all, enjoy the celebration!

Knowledge Base

Getting Pre-Approved Should Be Your First Step
 Getting Pre-Approved Should Be Your First Step 1024 536 jaycurley

Many potential homebuyers underestimate their purchasing power and overestimate the down payment and credit scores needed to qualify for a mortgage today. Completing a quick and easy pre-approval is the first step in determining all…

6 Tips for Selling Your Home Faster
 6 Tips for Selling Your Home Faster 1024 536 jaycurley

If you’re ready to sell your house, then it’s time to get to work! Putting your house on the market takes a lot more than just sticking a “For Sale” sign in the front yard…

5 Reasons to Buy a Home This Fall
 5 Reasons to Buy a Home This Fall 1024 683 jaycurley

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market,…

3 Keys to Buying a Home
 3 Keys to Buying a Home 1024 683 jaycurley

Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer.…

Pre-Qualification vs. Pre-approval
 Pre-Qualification vs. Pre-approval 1024 684 jaycurley

Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply…

Private Mortgage Insurance
 Private Mortgage Insurance 1024 778 jaycurley

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

Moving Checklist & Planner
 Moving Checklist & Planner 1024 555 jaycurley

Let’s face it, moving is stressful. Moving all your belongings from one place to another is hard, and so is relocating your life in general. But, let’s not forget that moving to a new place…

Why was I countered?
 Why was I countered? 1024 768 jaycurley

As a homebuyer, if you make an offer below list price, the seller may choose to reject, accept or simply let the offer expire. If there are multiple offers, the listing agent will lay out…

Apps for Finding a Great Neighborhood
 Apps for Finding a Great Neighborhood 1024 576 jaycurley

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

New Mortgage Rules For Self-Employed Borrowers
 New Mortgage Rules For Self-Employed Borrowers 1024 683 jaycurley

Being your own boss comes with a lot of perks. Easier mortgage approval may not be one of them. If you’re self-employed, you must meet different requirements than a salaried person to qualify for a…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Start Application

I Love Hearing From You

Jay Curley

Principal
NMLS ID #: 187927

M: (571) 233-6078
O: (571) 830-2810

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jay Curley

Principal
NMLS ID #: 187927

M: (571) 233-6078
O: (571) 830-2810

5860 Trinity Parkway, Suite 110
Centreville, VA 20120