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Before You Make An Offer, Here Are 4 Tips For Success!
Before You Make An Offer, Here Are 4 Tips For Success! 1024 683 jacquesommer

With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can AffordWhile it’s not nearly as fun as house hunting, fully understanding your finances is…

Thinking About Buying a Home?
Thinking About Buying a Home? 1024 536 jacquesommer

  One of the first steps in the homebuying process is fully understanding your finances. Here is a checklist to help you prepare. Avoid making changes to your financial story that could hurt you ability…

Boaters for Backpacks
Boaters for Backpacks
Boaters for Backpacks 1024 536 jacquesommer

The Fairfax County Police Department’s Marine Patrol Unit is excited to co-sponsor the event Boaters for Backpacks. FCPD has partnered with local marinas and Vellum Mortgage to collect backpacks for the upcoming school year. According…

Why Use a Local Mortgage Lender?
Why Use a Local Mortgage Lender? 1024 667 jacquesommer

Real estate agents who would represent you as a buyer do care which lender you use. They’ll often suggest that you use a local lender who’s experienced with your area’s nuances, such as local taxation…

Paying Extra Toward Mortgage Principal Pays Off
Paying Extra Toward Mortgage Principal Pays Off 1024 536 jacquesommer

Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…

30 Years of Certainty
30 Years of Certainty 1024 536 jacquesommer

Thirty years can sound like a lifetime when you’re talking about getting a 30–year fixed–rate mortgage. There are so many uncertainties in life and who knows where you’ll be in 30 years. Will you switch…

101% Financing, No Mortgage Insurance
101% Financing, No Mortgage Insurance 1024 536 jacquesommer

101% Yours. Owning a home is the American Dream! Whether you are a first-time buyer or moving up, we’ve made it easier than ever to get into a new home…even helping with closing costs. We…

New Mortgage Rules For Self-Employed Borrowers
New Mortgage Rules For Self-Employed Borrowers 1024 683 jacquesommer

Being your own boss comes with a lot of perks. Easier mortgage approval may not be one of them. If you’re self-employed, you must meet different requirements than a salaried person to qualify for a…

Not Ready to Buy a Home? You Should Still Talk to a Lender.
Not Ready to Buy a Home? You Should Still Talk to a Lender. 1024 536 jacquesommer

  If you’re a first-time home buyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the…

How a 20-year home mortgage can save you money
How a 20-year home mortgage can save you money 1024 536 jacquesommer

The 30-year fixed-rate home mortgage dominates the housing market, particularly for first-time buyers who appreciate the ability to extend their home loan payments for the longest possible term. The second most common fixed-rate loan term…

What’s the Point?
What’s the Point? 1024 536 jacquesommer

  Your financial house is in order and you’re ready to make your dream of homeownership a reality. Now it’s time to get a mortgage. So what are these so called “points” and is there…

Should You Refinance to a Shorter-Term Loan?
Should You Refinance to a Shorter-Term Loan? 1024 536 jacquesommer

  New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jacque Sommer

Senior Loan Officer
NMLS ID #: 194354

M: (703) 499-1641
O: (571) 830-2824

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jacque Sommer

Senior Loan Officer
NMLS ID #: 194354

M: (703) 499-1641
O: (571) 830-2824

5860 Trinity Parkway, Suite 110
Centreville, VA 20120