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Mortgage Relief: What Is Forbearance?
Mortgage Relief: What Is Forbearance? 1024 536 admin

The stress of a looming mortgage payment can feel crushing when finances take a downturn. In response, many homeowners begin searching for relief options until they can get back on their feet. Forbearance is a…

How Do Interest Rates Affect My Purchase Power?
How Do Interest Rates Affect My Purchase Power? 1024 536 jacquesommer

Nothing affects a home’s affordability more than interest rates. After all, we live with the monthly payment, not the amount of the loan. The higher your mortgage rate is, the higher your monthly payments are…

Is a Mortgage Pre-Approval Necessary?
Is a Mortgage Pre-Approval Necessary? 1024 536 jacquesommer

Do you need a mortgage pre-approval letter to make an offer on a house? You know you need to get your ducks in a row before looking at homes, but does that include securing a…

Things to Remember
Things to Remember 1024 536 jacquesommer

  The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep…

The Factors That Determine Your Mortgage Interest Rate
The Factors That Determine Your Mortgage Interest Rate 1024 536 jacquesommer

When you take out a mortgage to buy a home, you pay interest over the years. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors…

Understand Your Loan Options
Understand Your Loan Options 1024 536 jacquesommer

Not all home loans are the same. Three key choices are the loan term, or length of the loan, the interest rate type and the loan type. Knowing what kind of loan is most appropriate…

6 Tips for Selling Your Home Faster
6 Tips for Selling Your Home Faster 1024 536 jacquesommer

If you’re ready to sell your house, then it’s time to get to work! Putting your house on the market takes a lot more than just sticking a “For Sale” sign in the front yard…

Top Tax Benefits of Owning a Home
Top Tax Benefits of Owning a Home 1024 536 jacquesommer

Owning a home will often be the most expensive and important purchase you will make in your life. To encourage home ownership, the IRS has provided several tax breaks for owning a home. Deductions lower…

New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators
New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators 1024 480 jacquesommer

FOR IMMEDIATE RELEASE December 6, 2018 Centreville, VA. – Vellum Mortgage announced the hiring of Greg Kingsbury and the Kingsbury Mortgage Team, extending their reach into the Maryland market. This follows recent additions, Carlos Larrazabal…

Credit Tips for First-Time Homebuyers
Credit Tips for First-Time Homebuyers 1024 536 jacquesommer

When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your interest rate and possibly the loan terms. It’s a good…

Grants & Down Payment Assistance Programs
Grants & Down Payment Assistance Programs 1024 536 jacquesommer

A 2017 Zillow survey of 10,000 American adults found that two-in-three people who were then renting identified saving for a down payment as their biggest obstacle to homeownership. If you want to become a homeowner,…

13 Mortgage Questions to Ask
13 Mortgage Questions to Ask 1024 536 jacquesommer

Having a list of mortgage questions to ask potential lenders is just the start. Knowing the answers you’re looking for puts you ahead of the game. Which type of mortgage is best for me? This question…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jacque Sommer

Senior Loan Officer
NMLS ID #: 194354

M: (703) 499-1641
O: (571) 830-2824

12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033

Jacque Sommer

Senior Loan Officer
NMLS ID #: 194354

M: (703) 499-1641
O: (571) 830-2824

12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033