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To Do After Closing On Your Home
To Do After Closing On Your Home 1024 768 jacquesommer

After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there some things you should do to make sure the transition from your…

Getting Pre-Approved Should Be Your First Step
Getting Pre-Approved Should Be Your First Step 1024 536 jacquesommer

Many potential homebuyers underestimate their purchasing power and overestimate the down payment and credit scores needed to qualify for a mortgage today. Completing a quick and easy pre-approval is the first step in determining all…

Why Use a Local Mortgage Lender?
Why Use a Local Mortgage Lender? 1024 667 jacquesommer

Real estate agents who would represent you as a buyer do care which lender you use. They’ll often suggest that you use a local lender who’s experienced with your area’s nuances, such as local taxation…

3 Keys to Buying a Home
3 Keys to Buying a Home 1024 683 jacquesommer

Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer.…

Personal Branding 101
Personal Branding 101 1024 683 jacquesommer

Developing a personal brand is similar to product branding. The overall goal with branding is to differentiate yourself (the product) in the market so you can attain your objectives, be those landing your dream job…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 576 jacquesommer

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

Boaters for Backpacks
Boaters for Backpacks 1024 536 jacquesommer

The Fairfax County Police Department’s Marine Patrol Unit is excited to co-sponsor the event Boaters for Backpacks. FCPD will be partnering with local marinas and Vellum Mortgage to collect backpacks for the coming school year.…

Thinking About Buying a Home?
Thinking About Buying a Home? 628 419 jacquesommer

One of the first steps in the homebuying process is fully understanding your finances. Here is a checklist to help you prepare. Avoid making changes to your financial story that could hurt you ability to…

Loan Officers Are Still Necessary, Just Ask a Millennial
Loan Officers Are Still Necessary, Just Ask a Millennial 1024 683 jacquesommer

When it comes to mortgage lending from the consumer’s perspective, it’s not often as simple as it seems. To the consumer with several existing loans, several sources of income and a less-than-perfect credit report, the…

Exact Words To Use On Social Media To Get More Engagement
Exact Words To Use On Social Media To Get More Engagement 1024 684 jacquesommer

How you phrase your calls to action on social media can be the difference between just racking up impressions online and actually generating sales. Customers love to learn Research shows that people love to learn.…

Moving Checklist & Planner
Moving Checklist & Planner 1024 555 jacquesommer

Let’s face it, moving is stressful. Moving all your belongings from one place to another is hard, and so is relocating your life in general. But, let’s not forget that moving to a new place…

Paying Extra Toward Mortgage Principal Pays Off
Paying Extra Toward Mortgage Principal Pays Off 1024 536 jacquesommer

Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Jacque Sommer

Senior Loan Officer
NMLS ID #: 194354

M: (703) 499-1641
O: (571) 830-2824

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Jacque Sommer

Senior Loan Officer
NMLS ID #: 194354

M: (703) 499-1641
O: (571) 830-2824

5860 Trinity Parkway, Suite 110
Centreville, VA 20120