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Not Ready to Buy a Home? You Should Still Talk to a Lender.
Not Ready to Buy a Home? You Should Still Talk to a Lender. 1024 536 gregkingsbury

If you’re a first-time home buyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the circumstances,…

Ready to Remodel: What You Need to Know
Ready to Remodel: What You Need to Know 1024 536 gregkingsbury

Now is a Great Time: Interest Rates are Still Low Current interest rates are still low, so if you are thinking of remodeling, buying a new home or investment property or refinancing your current mortgage,…

To Do After Closing On Your Home
To Do After Closing On Your Home 1024 536 gregkingsbury

After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there some things you should do to make sure the transition from your…

Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 Vellum Mortgage

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home,…

Pen Pals with Your Mortgage Lender?
Pen Pals with Your Mortgage Lender? 1024 536 gregkingsbury

According to a piece in the Wall Street Journal, it is a common practice for underwriters to reach out to borrowers asking for letters of explanation sometimes referred to as “comfort letters” to firm up…

FHA Streamline Refinance
FHA Streamline Refinance 1024 536 gregkingsbury

The FHA Streamline Refinance program is a special refinance program for people who have a Federal Housing Administration (FHA) loan. It is the simplest and easiest way to refinance an FHA loan. Unlike a traditional…

Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends 1024 536 gregkingsbury

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes. According to an online survey conducted by Harris Poll, only wanting a bigger home…

Things to Remember
Things to Remember 1024 536 gregkingsbury

The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep track…

Appraisal Methods
Appraisal Methods 1024 536 gregkingsbury

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…

What is mortgage insurance and how does it work?
What is mortgage insurance and how does it work? 1024 536 gregkingsbury

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.  Typically, borrowers making a down…

Understanding Your Finances
Understanding Your Finances 1024 536 gregkingsbury

One of the first steps in the homebuying process is fully understanding your finances. It’s important and necessary to help you determine how much you can afford. Start by asking yourself the following questions and…

Should You Refinance to a Shorter-Term Loan?
Should You Refinance to a Shorter-Term Loan? 1024 536 gregkingsbury

New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120