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Private Mortgage Insurance
Private Mortgage Insurance 1024 778 gregkingsbury

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

3 Keys to Owning Your Own Home
3 Keys to Buying a Home
3 Keys to Buying a Home 1024 683 gregkingsbury

Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer.…

Congratulations Patrick Gardner!
Congratulations Patrick Gardner! 810 450 gregkingsbury

Congratulations to our very own Patrick Gardner! Last night he was officially inducted as a Residential Board Member of the Mortgage Bankers Association (MBA) of Metropolitan Washington! About the MBA/WM The Mortgage Bankers Association of…

What’s the Point?
What’s the Point? 628 419 gregkingsbury

Your financial house is in order and you’re ready to make your dream of homeownership a reality. Now it’s time to get a mortgage. So what are these so called “points” and is there a…

Appraisal Methods
Appraisal Methods 689 460 gregkingsbury

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…

Responsiveness is an Absolute Value
Responsiveness is an Absolute Value 1024 683 gregkingsbury

What does it mean to be responsive? First, it doesn’t mean fast. Responsiveness in selling is composed of two inseparable elements: value and speed. They both need to be present to be responsive. Take away…

Not Ready to Buy a Home? You Should Still Talk to a Lender.
Not Ready to Buy a Home? You Should Still Talk to a Lender. 1024 683 gregkingsbury

If you’re a first-time home buyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the circumstances,…

8 Ways to Strengthen Referral Relationships
8 Ways to Strengthen Referral Relationships 1024 684 gregkingsbury

While there isn’t one “best” way to solidify your connections with referral sources, you can take a number of actions to build goodwill and credibility in those relationships. Here are 8 examples that should give…

Before You Make An Offer, Here Are 4 Tips For Success!
Before You Make An Offer, Here Are 4 Tips For Success! 1024 683 gregkingsbury

With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can AffordWhile it’s not nearly as fun as house hunting, fully understanding your finances is…

Getting Pre-Approved Should Be Your First Step
Getting Pre-Approved Should Be Your First Step 1024 536 gregkingsbury

Many potential homebuyers underestimate their purchasing power and overestimate the down payment and credit scores needed to qualify for a mortgage today. Completing a quick and easy pre-approval is the first step in determining all…

7 Reasons You Need a Real Estate Agent
7 Reasons You Need a Real Estate Agent 1024 710 gregkingsbury

The road to homeownership can be bumpy, and it’s often filled with unexpected turns and detours. That’s why it makes sense to have a real estate pro help guide the way. While real estate websites…

5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall 1024 683 gregkingsbury

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market,…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120