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Why Use a Local Mortgage Lender?
Why Use a Local Mortgage Lender? 1024 667 gregkingsbury

Real estate agents who would represent you as a buyer do care which lender you use. They’ll often suggest that you use a local lender who’s experienced with your area’s nuances, such as local taxation…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 576 gregkingsbury

A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…

Paying Extra Toward Mortgage Principal Pays Off
Paying Extra Toward Mortgage Principal Pays Off 1024 536 gregkingsbury

Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…

Before You Make An Offer, Here Are 4 Tips For Success!
Before You Make An Offer, Here Are 4 Tips For Success! 1024 683 gregkingsbury

With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can AffordWhile it’s not nearly as fun as house hunting, fully understanding your finances is…

6 Tips for Selling Your Home Faster
6 Tips for Selling Your Home Faster 1024 536 gregkingsbury

If you’re ready to sell your house, then it’s time to get to work! Putting your house on the market takes a lot more than just sticking a “For Sale” sign in the front yard…

Pre-Qualification vs Pre-approval
Pre-Qualification vs. Pre-approval
Pre-Qualification vs. Pre-approval 1024 684 gregkingsbury

Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply…

4 Ways to Earn More Client Referrals
4 Ways to Earn More Client Referrals 1024 683 gregkingsbury

What’s the first thing you do when you get a referral from a customer? Chances are, you’re so excited as you build your business that you fire off an email to the new lead hoping…

Loan Officers Are Still Necessary, Just Ask a Millennial
Loan Officers Are Still Necessary, Just Ask a Millennial 1024 683 gregkingsbury

When it comes to mortgage lending from the consumer’s perspective, it’s not often as simple as it seems. To the consumer with several existing loans, several sources of income and a less-than-perfect credit report, the…

Appraisal Methods
Appraisal Methods 689 460 gregkingsbury

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…

Pen Pals with Your Mortgage Lender?
Pen Pals with Your Mortgage Lender? 628 419 gregkingsbury

According to a piece in the Wall Street Journal, it is a common practice for underwriters to reach out to borrowers asking for letters of explanation sometimes referred to as “comfort letters” to firm up…

Private Mortgage Insurance
Private Mortgage Insurance 1024 778 gregkingsbury

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall 1024 683 gregkingsbury

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market,…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your¬†financial goals.

Have Questions or Want to Discuss Your Options?

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120