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Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 gregkingsbury

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home,…

Should You Refinance to a Shorter-Term Loan?
Should You Refinance to a Shorter-Term Loan? 1024 536 gregkingsbury

New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…

Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 Vellum Mortgage

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home,…

101% Financing, No Mortgage Insurance
101% Financing, No Mortgage Insurance 1024 536 gregkingsbury

101% Yours. Owning a home is the American Dream! Whether you are a first-time buyer or moving up, we’ve made it easier than ever to get into a new home…even helping with closing costs. We…

Before You Make An Offer, Here Are 4 Tips For Success!
Before You Make An Offer, Here Are 4 Tips For Success! 1024 536 gregkingsbury

With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can Afford While it’s not nearly as fun as house hunting, fully understanding your finances…

To Do After Closing On Your Home
To Do After Closing On Your Home 1024 536 gregkingsbury

After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there some things you should do to make sure the transition from your…

Deciding Whether to Refinance
Deciding Whether to Refinance 1024 536 gregkingsbury

During the term of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Refinancing will completely replace your current mortgage with a new loan that provides you with…

Ready to Remodel: What You Need to Know
Ready to Remodel: What You Need to Know 1024 536 gregkingsbury

Now is a Great Time: Interest Rates are Still Low Current interest rates are still low, so if you are thinking of remodeling, buying a new home or investment property or refinancing your current mortgage,…

Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends 1024 536 gregkingsbury

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes. According to an online survey conducted by Harris Poll, only wanting a bigger home…

Private Mortgage Insurance
Private Mortgage Insurance 1024 536 gregkingsbury

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

Why was I countered?
Why was I countered? 1024 536 gregkingsbury

As a homebuyer, if you make an offer below list price, the seller may choose to reject, accept or simply let the offer expire. If there are multiple offers, the listing agent will lay out…

Pen Pals with Your Mortgage Lender?
Pen Pals with Your Mortgage Lender? 1024 536 gregkingsbury

According to a piece in the Wall Street Journal, it is a common practice for underwriters to reach out to borrowers asking for letters of explanation sometimes referred to as “comfort letters” to firm up…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

5860 Trinity Parkway, Suite 110
Centreville, VA 20120