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gregkingsbury

Understanding Cash-Out Refinances
Understanding Cash-Out Refinances 1024 536 gregkingsbury

If you’ve built up significant equity through your monthly payments and your home’s appreciation, a cash-out refinance may make sense to improve your general financial situation or the value of your home. With a cash-out refinance, you’re refinancing your mortgage for more than you currently…

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Moving Checklist & Planner
Moving Checklist & Planner 1024 536 gregkingsbury

Let’s face it, moving is stressful. Moving all your belongings from one place to another is hard, and so is relocating your life in general. But, let’s not forget that moving to a new place is an exciting time! We scoured the internet looking for…

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Pre-Qualification vs. Pre-approval
Pre-Qualification vs. Pre-approval 1024 536 gregkingsbury

Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply an estimate of how much home you can afford and…

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101% Financing, No Mortgage Insurance
101% Financing, No Mortgage Insurance 1024 536 gregkingsbury

101% Yours. Owning a home is the American Dream! Whether you are a first-time buyer or moving up, we’ve made it easier than ever to get into a new home…even helping with closing costs. We are able to finance 101% of your sales price, meaning…

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7 Reasons You Need a Real Estate Agent
7 Reasons You Need a Real Estate Agent
7 Reasons You Need a Real Estate Agent 1024 536 gregkingsbury

The road to homeownership can be bumpy, and it’s often filled with unexpected turns and detours. That’s why it makes sense to have a real estate pro help guide the way. While real estate websites and mobile apps can help you identify houses you may…

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Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 gregkingsbury

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home, minus what you owe. You’re looking for a positive number.…

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What is mortgage insurance and how does it work?
What is mortgage insurance and how does it work? 1024 536 gregkingsbury

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.  Typically, borrowers making a down payment of less than 20 percent of the purchase price…

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Before You Make An Offer, Here Are 4 Tips For Success!
Before You Make An Offer, Here Are 4 Tips For Success! 1024 536 gregkingsbury

With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can Afford While it’s not nearly as fun as house hunting, fully understanding your finances is critical in making an offer. This ‘tip’ or ‘step’…

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5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall 1024 536 gregkingsbury

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market, which could be good for buyers. If you’re in the…

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How a 20-year home mortgage can save you money
How a 20-year home mortgage can save you money 1024 536 gregkingsbury

The 30-year fixed-rate home mortgage dominates the housing market, particularly for first-time buyers who appreciate the ability to extend their home loan payments for the longest possible term. The second most common fixed-rate loan term is 15 years, but many lenders also offer loan terms…

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