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Let’s Get Started Financing Your Home

One simple place to start for all your home financing needs. Purchase or Refinance.

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Meet The Greg Kingsbury Mortgage Team

Our goal is to redefine the mortgage process by focusing on quality, integrity and transparency.

Contact Me

My team and I are here to answer any of your questions or help point you in the right direction.

Knowledge Base

Articles and educational content. Everything you need in one place to help guide you on your home buying journey.

ElevateTM

ElevateTM was born to seamlessly power your home buying journey from pre-approval through closing.

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Start Application

We’ve Redefined & Elevated the Home Loan Experience

Whoo hoo! Starting to think about owning a home (or refinancing) is a big step. We’re so glad you chose to work with us. Here is a quick glimpse of our process!

1. Apply

Use the ElevateTM Loan Dashboard from your mobile or desktop and enter the information we need to know about your financial story.

2. Verification

After you apply we begin verifying your information. You will receive real-time updates, keeping you informed as you continue on the path to closing.

3. Approval

We’re getting closer! During this stage, all documents are reviewed and we are able to make a final decision on the loan application.

4. Closing

Congratulations on being approved! Review your closing documents carefully. And most of all, enjoy the celebration!

Knowledge Base

How Do Interest Rates Affect My Purchase Power?
 How Do Interest Rates Affect My Purchase Power? 1024 536 gregkingsbury

Nothing affects a home’s affordability more than interest rates. After all, we live with the monthly payment, not the amount of the loan. The higher your mortgage rate is, the higher your monthly payments are…

Is a Mortgage Pre-Approval Necessary?
 Is a Mortgage Pre-Approval Necessary? 1024 536 gregkingsbury

Do you need a mortgage pre-approval letter to make an offer on a house? You know you need to get your ducks in a row before looking at homes, but does that include securing a…

Things to Remember
 Things to Remember 1024 536 gregkingsbury

  The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep…

The Factors That Determine Your Mortgage Interest Rate
 The Factors That Determine Your Mortgage Interest Rate 1024 536 gregkingsbury

When you take out a mortgage to buy a home, you pay interest over the years. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors…

Understand Your Loan Options
 Understand Your Loan Options 1024 536 gregkingsbury

Not all home loans are the same. Three key choices are the loan term, or length of the loan, the interest rate type and the loan type. Knowing what kind of loan is most appropriate…

Top Tax Benefits of Owning a Home
 Top Tax Benefits of Owning a Home 1024 536 gregkingsbury

Owning a home will often be the most expensive and important purchase you will make in your life. To encourage home ownership, the IRS has provided several tax breaks for owning a home. Deductions lower…

Credit Tips for First-Time Homebuyers
 Credit Tips for First-Time Homebuyers 1024 536 gregkingsbury

When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your interest rate and possibly the loan terms. It’s a good…

13 Mortgage Questions to Ask
 13 Mortgage Questions to Ask 1024 536 gregkingsbury

Having a list of mortgage questions to ask potential lenders is just the start. Knowing the answers you’re looking for puts you ahead of the game. Which type of mortgage is best for me? This question…

Conforming & VA Loan Limit Changes for 2020
 Conforming & VA Loan Limit Changes for 2020 1024 536 gregkingsbury

FHFA Announced Increase in Conforming Loan Limits for 2020 The Federal Housing Finance Agency announced that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than $510,000. In most…

Verified by Vellum, Your Client’s First Step
 Verified by Vellum, Your Client’s First Step 1024 536 gregkingsbury

A fully underwritten Verified Pre-Approval by Vellum streamlines the homebuying process and allows your clients to shop with confidence. We are excited to share in the homebuying experience. Gain Confidence & Feel Secure Be able…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Start Application

We Love Hearing From You

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

115 West Street, Suite 200
Annapolis, MD 21401

Greg Kingsbury

Senior Vice President
NMLS ID #: 476367

M: (301) 254-1486
O: (202) 540-9999 Ext 101

115 West Street, Suite 200
Annapolis, MD 21401