Greg Kingsbury at Vellum Mortgage
One simple place to start for all your home financing needs. Purchase or Refinance.
You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!
Whoo hoo! Starting to think about owning a home (or refinancing) is a big step. We’re so glad you chose to work with us. Here is a quick glimpse of our process!
Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market,…
The 30-year fixed-rate home mortgage dominates the housing market, particularly for first-time buyers who appreciate the ability to extend their home loan payments for the longest possible term. The second most common fixed-rate loan term…
Now is a Great Time: Interest Rates are Still Low Current interest rates are still low, so if you are thinking of remodeling, buying a new home or investment property or refinancing your current mortgage,…
The FHA Streamline Refinance program is a special refinance program for people who have a Federal Housing Administration (FHA) loan. It is the simplest and easiest way to refinance an FHA loan. Unlike a traditional…
With these four tips in mind you will be better prepared to make a successful offer. Understand How Much You Can AffordWhile it’s not nearly as fun as house hunting, fully understanding your finances is…
Prepaying your mortgage: How reducing your loan principal can lead to big savings. When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your…
Thirty years can sound like a lifetime when you’re talking about getting a 30–year fixed–rate mortgage. There are so many uncertainties in life and who knows where you’ll be in 30 years. Will you switch…
New homebuyers often choose to take out longer term mortgages such as a 30 year term mortgage on their new homes due to the security and peace of mind that a consistent monthly mortgage payment…
When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re…
A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good ‘hood: Schools: You can view demographics and stats…
You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!
Senior Vice President
NMLS ID #: 476367
Senior Vice President
NMLS ID #: 476367
