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Let’s Get Started Financing Your Home

One simple place to start for all your home financing needs. Purchase or Refinance.

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Meet Fatima Rahimi

My goal is to redefine the mortgage process by focusing on quality, integrity and transparency.

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My team and I are here to answer any of your questions or help point you in the right direction.

Knowledge Base

Articles and educational content. Everything you need in one place to help guide you on your home buying journey.

ElevateTM

ElevateTM was born to seamlessly power your home buying journey from pre-approval through closing.

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Fatima Rahimi at Vellum Mortgage

Fatima Rahimi

Loan Officer

Fatima’s mission is to provide unparalleled transparency in the loan process, backed by a lasting commitment to quality and integrity as indicated by the principles of the name Vellum is founded on. Having experience in several aspects of the mortgage lending process gives her the familiarity to ensure everyone she serves is provided the knowledge and resources to achieve their financial goals.

Partnering with top Washington DC Metro area real estate agents, financial planners, accounts and other real estate industry and financial service professionals provides you with the best mortgage experience customized for your personal financial story. We’re redefining and elevating your experience, making it easier and more enjoyable.

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Start Application

We’ve Redefined & Elevated the Home Loan Experience

Whoo hoo! Starting to think about owning a home (or refinancing) is a big step. We’re so glad you chose to work with us. Here is a quick glimpse of our process!

1. Apply

Use the ElevateTM Loan Dashboard from your mobile or desktop and enter the information we need to know about your financial story.

2. Verification

After you apply we begin verifying your information. You will receive real-time updates, keeping you informed as you continue on the path to closing.

3. Approval

We’re getting closer! During this stage, all documents are reviewed and we are able to make a final decision on the loan application.

4. Closing

Congratulations on being approved! Review your closing documents carefully. And most of all, enjoy the celebration!

Knowledge Base

How Do Interest Rates Affect My Purchase Power?
 How Do Interest Rates Affect My Purchase Power? 1024 536 fatimarahimi

Nothing affects a home’s affordability more than interest rates. After all, we live with the monthly payment, not the amount of the loan. The higher your mortgage rate is, the higher your monthly payments are…

Is a Mortgage Pre-Approval Necessary?
 Is a Mortgage Pre-Approval Necessary? 1024 536 fatimarahimi

Do you need a mortgage pre-approval letter to make an offer on a house? You know you need to get your ducks in a row before looking at homes, but does that include securing a…

Things to Remember
 Things to Remember 1024 536 fatimarahimi

  The are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep…

The Factors That Determine Your Mortgage Interest Rate
 The Factors That Determine Your Mortgage Interest Rate 1024 536 nathanburch

When you take out a mortgage to buy a home, you pay interest over the years. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors…

Understand Your Loan Options
 Understand Your Loan Options 1024 536 fatimarahimi

Not all home loans are the same. Three key choices are the loan term, or length of the loan, the interest rate type and the loan type. Knowing what kind of loan is most appropriate…

Vellum Mortgage Teams with Finicity and Freddie Mac to Release Fully Digital Verification of Income and Employment Solution
 Vellum Mortgage Teams with Finicity and Freddie Mac to Release Fully Digital Verification of Income and Employment Solution 1024 536 fatimarahimi

Centreville, Va., Sept 18, 2019 – Vellum Mortgage announced today, through their partnership with Finicity and Freddie Mac, the October 1 implementation of Finicity’s new Verification of Income and Employment (VOIE) solution, creating a significant…

Top Tax Benefits of Owning a Home
 Top Tax Benefits of Owning a Home 1024 536 fatimarahimi

Owning a home will often be the most expensive and important purchase you will make in your life. To encourage home ownership, the IRS has provided several tax breaks for owning a home. Deductions lower…

New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators
 New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators 1024 480 fatimarahimi

FOR IMMEDIATE RELEASEDecember 6, 2018 Centreville, VA. – Vellum Mortgage announced the hiring of Greg Kingsbury and the Kingsbury Mortgage Team, extending their reach into the Maryland market. This follows recent additions, Carlos Larrazabal and…

Credit Tips for First-Time Homebuyers
 Credit Tips for First-Time Homebuyers 1024 536 fatimarahimi

When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your interest rate and possibly the loan terms. It’s a good…

Grants & Down Payment Assistance Programs
 Grants & Down Payment Assistance Programs 1024 536 fatimarahimi

A 2017 Zillow survey of 10,000 American adults found that two-in-three people who were then renting identified saving for a down payment as their biggest obstacle to homeownership. If you want to become a homeowner,…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Start Application

I Love Hearing From You

Fatima Rahimi

Loan Officer
NMLS ID #: 1690315

M: (571) 469-9701
O: (571) 830-2811

12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033

Fatima Rahimi

Loan Officer
NMLS ID #: 1690315

M: (571) 469-9701
O: (571) 830-2811

12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033