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Monthly Archives :

September 2019

Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 ericjhopkins

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home, minus what you owe. You’re looking for a positive number.…

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What is mortgage insurance and how does it work?
What is mortgage insurance and how does it work? 1024 536 ericjhopkins

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.  Typically, borrowers making a down payment of less than 20 percent of the purchase price…

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5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall 1024 683 ericjhopkins

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market, which could be good for buyers. If you’re in the…

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How a 20-year home mortgage can save you money
How a 20-year home mortgage can save you money 1024 536 ericjhopkins

The 30-year fixed-rate home mortgage dominates the housing market, particularly for first-time buyers who appreciate the ability to extend their home loan payments for the longest possible term. The second most common fixed-rate loan term is 15 years, but many lenders also offer loan terms…

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Ready to Remodel: What You Need to Know
Ready to Remodel: What You Need to Know 1024 536 ericjhopkins

Now is a Great Time: Interest Rates are Still Low Current interest rates are still low, so if you are thinking of remodeling, buying a new home or investment property or refinancing your current mortgage, contact us for a complimentary review of your current financial…

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