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30 Years of Certainty
30 Years of Certainty 1024 536 carloslarrazabal

Thirty years can sound like a lifetime when you’re talking about getting a 30–year fixed–rate mortgage. There are so many uncertainties in life and who knows where you’ll be in 30 years. Will you switch…

To Do After Closing On Your Home
To Do After Closing On Your Home 1024 536 carloslarrazabal

After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there some things you should do to make sure the transition from your…

Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 carloslarrazabal

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home,…

Apps for Finding a Great Neighborhood
Apps for Finding a Great Neighborhood 1024 536 carloslarrazabal

  A large part of a successful move is finding a good neighborhood. Here’s a few ways to find what pretty much everyone agrees makes up a good neighborhood: Schools: You can view demographics and…

Understanding Cash-Out Refinances
Understanding Cash-Out Refinances 1024 536 carloslarrazabal

  If you’ve built up significant equity through your monthly payments and your home’s appreciation, a cash-out refinance may make sense to improve your general financial situation or the value of your home. With a…

New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators
New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators 1024 480 carloslarrazabal

FOR IMMEDIATE RELEASEDecember 6, 2018 Centreville, VA. – Vellum Mortgage announced the hiring of Greg Kingsbury and the Kingsbury Mortgage Team, extending their reach into the Maryland market. This follows recent additions, Carlos Larrazabal and…

101% Financing, No Mortgage Insurance
101% Financing, No Mortgage Insurance 1024 536 carloslarrazabal

101% Yours. Owning a home is the American Dream! Whether you are a first-time buyer or moving up, we’ve made it easier than ever to get into a new home…even helping with closing costs. We…

Why was I countered?
Why was I countered? 1024 536 carloslarrazabal

  As a homebuyer, if you make an offer below list price, the seller may choose to reject, accept or simply let the offer expire. If there are multiple offers, the listing agent will lay…

Thinking About Buying a Home?
Thinking About Buying a Home? 1024 536 carloslarrazabal

  One of the first steps in the homebuying process is fully understanding your finances. Here is a checklist to help you prepare. Avoid making changes to your financial story that could hurt you ability…

13 Mortgage Questions to Ask
13 Mortgage Questions to Ask 1024 536 carloslarrazabal

Having a list of mortgage questions to ask potential lenders is just the start. Knowing the answers you’re looking for puts you ahead of the game. Which type of mortgage is best for me? This question…

Things to Remember
Things to Remember 1024 536 carloslarrazabal

There are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep track…

Pen Pals with Your Mortgage Lender?
Pen Pals with Your Mortgage Lender? 1024 536 carloslarrazabal

  According to a piece in the Wall Street Journal, it is a common practice for underwriters to reach out to borrowers asking for letters of explanation sometimes referred to as “comfort letters” to firm…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals.

Have Questions or Want to Discuss Your Options?

Carlos Larrazabal

Senior Vice President
NMLS ID #: 476370

M: (703) 930-8038

5860 Trinity Parkway, Suite 110
Centreville, VA 20120

Carlos Larrazabal

Senior Vice President
NMLS ID #: 476370

M: (703) 930-8038

5860 Trinity Parkway, Suite 110
Centreville, VA 20120